What to do in case of car theft
No driver wants his car to be hijacked: they use improved security systems, additional devices to increase safety. Attackers also do not sit still: they learn the coding of these systems and learn to skillfully hack. As a result, the cases of theft of vehicles in our country are increasing.
Suppose you have a hijacked car. The first rule is to leave aside panic and take decisive action. Remember that in any situation there is always a chance to find a car. There are several ways to return the car, consider each of them.
Official Path
As soon as you find your car hijacked, report it:
- representatives of the insurance company;
- police officers;
- if some form of control was implemented, then to employees of the security agency.
If you are asked to take no action and stay in place-listen and do not make mistakes in a panic. The right people will come, inspect the crime scene and be able to draw some conclusions about the nature of the incident. If this is possible, then immediately take all the documents on the machine.
To start the search process for a car, contact the police station. Please note: you must accept the application at any time of the day, even if it is morning or deep night. If a law enforcement officer refuses you, you can safely go to the authorities or higher authorities. In the application, indicate any distinctive features of the car, for example, a bumper may be scratched, in some place there is some kind of drawing, etc.
Getting Insurance Claims
The bad news for the "victims" of the hijacking-the CTP policy does not cover such cases. But it is possible: you need to have the appropriate insurance, for example, CASCO. What are your further actions regarding the receipt of compensation, you can contact your insurance agent.
Do not postpone this call until later, because the application must be written within 2 days, and you must have a supporting document from the police about the beginning of the search for a car. If two days have passed, then you are deprived of the right to receive compensation.
To get the required amount, you need to give up the right of ownership and provide all documents for the car, insurance policy, all keys and, if available, a security agreement.
If you do not provide one of these documents, the chances of getting a refund decrease dramatically. Here, remember: if you find the car, and you already get a refund, you will not be able to return it back to your property. Now the car belongs to the insurance company.
Is it possible to negotiate with the attackers?
Today, resale or car theft is not very profitable, so this is no longer the ultimate goal of intruders. But they thought up the situation in advance and steal, then to return ... with payment of return.
There are several ways. To begin with, contact a detective who can find a stolen car. In most cases, such people have contact with criminals and will be able to quickly solve such a problem. Immediately get ready to give a good amount for the service.
To independently enter the intruders, show all signs of your interest in returning the car: interview all neighbors, the nearest areas, post ads.
If everything goes well, they will contact you on their own, but under the pretext: they will only ask if you have not lost anything. Nobody will go straight to the point-it is too dangerous. If everything goes well, you are scheduled to meet, it is recommended to come to it with help. If offered 50% of the cost of the car, do not agree and bargain up to 10%. Believe me, money is more important to them than your car, so in any case you will agree.
Whatever path you choose, you will still face significant costs. As the statistics show, the police uncovers 1 crime out of 20. If you have a small city, then the chances of finding a car are higher. But cooperating with criminals is a very dangerous thing. And remember, in order to protect the car from theft, you can buy a car security system in Kiev, Kharkov, Odessa on 130.com.ua with delivery in Ukraine.